Terms of Service

1. Acceptance of Terms

By accessing or using the Britonferry website, creating an account, or engaging our portfolio optimisation services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our services.

2. Description of Services

Britonferry provides technology-driven portfolio monitoring and optimisation tools designed to assist individuals and families in managing investment allocations. Our services involve automated analysis and suggested adjustments based on parameters you configure; they do not constitute personalised financial advice unless explicitly stated in a separate signed agreement.

3. Eligibility

You must be at least 18 years of age and legally capable of entering into binding contracts to use our services. By using the platform, you represent and warrant that you meet these requirements and that the information you provide during registration is accurate and complete.

4. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify Britonferry promptly of any unauthorized use or suspected security breach. Britonferry is not liable for losses arising from unauthorized access resulting from your failure to safeguard your credentials.

5. Investment Risk Disclosure

All investment activity carries risk, including the potential loss of principal. Automated optimisation tools analyse historical and market data to suggest adjustments, but they cannot guarantee future performance, eliminate market risk, or prevent losses. You acknowledge that decisions to implement any suggested adjustment remain your sole responsibility unless otherwise agreed in writing.

6. No Guarantee of Results

Britonferry makes no representations or warranties regarding specific investment outcomes, returns, or risk reduction. Past performance of any strategy, model, or benchmark referenced on this website is not indicative of future results.

7. Fees and Payment

Applicable fees for our services will be disclosed to you prior to activation of any paid plan. Fees are subject to change with reasonable advance notice. Failure to pay applicable fees may result in suspension or termination of access to the services.

8. Intellectual Property

All content, software, algorithms, designs, and materials made available through the Britonferry platform are the property of Britonferry or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or reverse-engineer any part of the platform without prior written consent.

9. Acceptable Use

You agree not to misuse the services, including but not limited to: attempting unauthorized access to systems, interfering with platform operation, uploading malicious code, or using the service for any unlawful purpose. Britonferry reserves the right to suspend or terminate accounts found in violation of these conditions.

10. Third-Party Services

Our platform may integrate with or reference third-party data providers, brokerage connections, or financial institutions. Britonferry is not responsible for the accuracy, availability, or practices of third-party services, and your use of such services may be subject to additional terms set by those providers.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Britonferry and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or investment losses, arising from your use of or inability to use the services.

12. Indemnification

You agree to indemnify and hold harmless Britonferry from any claims, damages, liabilities, and expenses arising out of your breach of these Terms or your misuse of the services.

13. Termination

Britonferry reserves the right to suspend or terminate your access to the services at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users or the platform.

14. Modifications to Terms

We may update these Terms from time to time. Material changes will be communicated through the website or via account notification. Continued use of the services after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Britonferry operates, without regard to conflict-of-law principles. [Insert specific jurisdiction details as applicable.]

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

Questions regarding these Terms may be directed to us through the contact details provided on our Contact page.